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Terms of Service

Version 2026-07-11 · Last updated 2026-07-11

1. Acceptance

By creating an account you agree to these terms. If you do not agree, do not create an account or use the service.

2. Eligibility

You must be at least 16 years old to create an account. By signing up, you confirm the date of birth you provide is accurate.

3. Your account

You are responsible for keeping your login credentials confidential and for all activity under your account. Tell us promptly at devendrabanker7@gmail.com if you suspect unauthorized access.

4. Acceptable use

You agree not to misuse the service — including attempting to disrupt it, access it via unauthorized means, or use it to violate any applicable law.

5. Content and intellectual property

All learning content, branding, and site material is owned by Devendra Banker or its licensors, unless stated otherwise, and may not be copied or redistributed without permission.

6. No warranty

The service is provided "as is" and "as available," without warranties of any kind, express or implied, including fitness for a particular purpose, merchantability, or uninterrupted, timely, secure, or error-free operation. We do not warrant that the service is free of vulnerabilities or that it will be free from unauthorized access, hacking, malware, or other cybersecurity incidents, and we make no guarantee regarding the accuracy or completeness of any learning content.

7. Limitation of liability

To the maximum extent permitted by law, Devendra Banker is not liable for any indirect, incidental, special, or consequential damages — including but not limited to loss of data, loss of profits, or damages arising from a security incident, unauthorized access, or service interruption — arising from your use of, or inability to use, the service, even if advised of the possibility of such damages.

7a. Indemnification

You agree to indemnify and hold harmless Devendra Banker from any claim, loss, liability, or expense (including reasonable legal fees) arising from your misuse of the service, your violation of these terms, or your violation of any law or third-party right.

8. Termination

We may suspend or terminate your account for violation of these terms. You may stop using the service and request account deletion at any time.

9. Governing law

These terms are governed by the laws of Japan.

10. Changes to these terms

If these terms change materially, the version date above will be updated and, where required, we will ask you to re-confirm your acceptance.

11. Contact

devendrabanker7@gmail.com

This is a living document. We review and update it periodically as the service evolves; the version date above reflects the most recent revision.